Childcare Costs in Philadelphia, PA (2026)
Average daycare, nanny, and au pair costs for the Philadelphia metro area
Childcare in Philadelphia is 14% above the national average for daycare center care. The most affordable option for a single infant is In-Home Daycare at approximately $13,000/year ($1,083/month), while a Full-Time Nanny is the most expensive at $33,000/year ($2,750/month) before employer taxes.
Families in Pennsylvania may also qualify for state-specific tax credits and childcare subsidy programs that can reduce these costs by $2,000–$6,000+ annually. Use our free calculator with zip code 19101 for personalized estimates including tax savings.
Average Annual Childcare Costs in Philadelphia
| Care Type | Infant (0–1) | Toddler (1–3) | Preschool (3–5) | School-Age (5–12) |
|---|---|---|---|---|
| Daycare Center | $16,500 | $14,500 | $12,500 | $9,000 |
| In-Home Daycare | $13,000 | $11,500 | $10,000 | $7,500 |
| Full-Time Nanny | $33,000 | $31,000 | $29,000 | $25,000 |
| Nanny Share | $19,000 | $17,500 | $16,500 | $14,500 |
| Au Pair | $22,000/year (flat rate per household) | |||
Costs are annual estimates for full-time care (5 days/week). Part-time schedules reduce costs proportionally. Nanny costs do not include employer payroll taxes (~10.25% additional). Sources: Care.com, DOL, EPI 2024 data adjusted for Philadelphia metro area.
Monthly Childcare Costs in Philadelphia
Here's what families in Philadelphia can expect to pay per month for infant care (the most expensive age group):
How to Save on Childcare in Philadelphia
- Max out your Dependent Care FSA — Save $1,480+ annually by contributing $5,000 pre-tax. This benefit is available regardless of which state you live in.
- Claim the federal Child & Dependent Care Credit — Get 20–35% of up to $6,000 in childcare expenses back as a tax credit.
- Check Pennsylvania state tax benefits — Pennsylvania offers additional childcare tax benefits. Use our calculator to see your specific state savings.
- Consider a nanny share — In Philadelphia, a nanny share costs roughly $19,000/year vs. $33,000/year for a solo nanny — a savings of $14,000/year.
- Check Pennsylvania subsidy programs — Enter your zip code in our calculator to see if you qualify for state-funded childcare assistance.
Pennsylvania Childcare Assistance & Subsidies
Pennsylvania Child Care Works
Pennsylvania's Child Care Works program provides subsidies to low-income working families. The state has been expanding eligibility and recently increased provider reimbursement rates. PA also funds Pre-K Counts and Head Start Supplemental Assistance for preschool access.
State Tax Benefits
Pennsylvania offers a Child and Dependent Care Enhancement Tax Credit that provides 30% of the federal credit for families earning under $30,000, phasing down to 10% for incomes up to $43,000.
Learn more about maximizing your savings in our Childcare Tax Benefits Guide.
Find Childcare in Philadelphia
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Get Your Personalized Estimate
These are averages for the Philadelphia metro area. Your actual costs depend on your specific location, number of children, ages, and schedule. Our free calculator gives you a personalized breakdown including tax savings.
Calculate Your Costs (Zip: 19101)